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The lowest available premium (note - prices varied on state region) among the 44 options was $6.95 a month ( Dental Health Services' SmartSmile DHMO) for a 33 year-old sample enrollee.Guardian’s Group DentalGuard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Individual dental insurance products are underwritten by The Guardian Life Insurance Company of America, New York, New York or by one of its wholly owned subsidiaries.Answer. As a member, you can view your PPO Dental benefits by following these steps in Guardian Anytime. From the menu options, select Benefits and then Overview to view your enrolled benefits. Note: If a message displays requesting you to call, the benefits are not available in Guardian Anytime. Call the number …Cost without Dental Insurance. $62 - $116. 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Find a Guardian benefits sales office; New case implementation tracker; Living Balance Sheet; opens in a new window; opens in a new window; opens in a new window; opens …According to the Guardian website, employer-sponsored plans start as low as $8.06 per month. Individual and family plans start at $20/mo, depending on where you live and what is covered. With this said, here were rates we found at the time of our research (77375 zip code, age 50+): Starter: $19.45. Core: $25.93.Guardian offers affordable dental plans for individuals, families, and businesses. Find out how to join their network of dental providers or get a quote online.Plan Highlights. Preventive coverage (such as cleanings and X-rays) is covered at 100%. No waiting period for preventive services. Maximum annual benefit is $1,500 in year 3. You can go to any provider you choose. You are responsible for a percent of the total amount billed (coinsurance). 1-888-Guardian (1-888-482-7342) Submit a Claim; Resources. 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